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ActiveLast verified 8/11/26

Tiverton and Jamestown Community Septic System Loan Program

Repair or Replace a Septic System.

Run by
Rhode Island Infrastructure Bank with the Towns of Tiverton and Jamestown
Service area
Qualified homeowners in the two participating towns with failing septic systems or cesspools.

Program at a glance

Benefit
0% interest homeowner loan.
Who
Qualified homeowners in the two participating towns with failing septic systems or cesspools.
Where
Qualified homeowners in the two participating towns with failing septic systems or cesspools.
Qualifying project
Repair or Replace a Septic System.

Quick check

Do the main rules appear to fit?

Your answers stay in this page session. The program makes the final decision.

1. Is the property in the official service area or account group?

A city mailing address may not match a utility or watershed boundary.

2. Does the property need this project: Repair or Replace a Septic System?
3. Have you checked the approval rule before buying or starting work?

Many programs need before photos, an inspection, or written approval.

Answer each question for a cautious result.

The rules remain visible here even if the interactive check is unavailable.

The finished result

What project qualifies?

An approved and permitted onsite wastewater system is repaired or replaced.

An approved and permitted onsite wastewater system is repaired or replaced.

What the project may require

A product can be one part of the work. The approved project, timing, design, and proof control.

Complete the approved property project

required

Creates the finished outcome the program supports.

Repair or Replace a Septic System.

Official path: official page

How to apply or check the program

  1. 1

    Confirm the property

    Verify the service area, account, ownership, applicant, and property type with Rhode Island Infrastructure Bank with the Towns of Tiverton and Jamestown.

  2. 2

    Open the current official program source

    Use the official program link below.

  3. 3

    Collect the before-project evidence

    Ask for the current document checklist.

  4. 4

    Get approval when required

    Get written approval before removing, buying, signing, or installing anything the program treats as project work.

  5. 5

    Complete only the approved scope

    Keep design changes and material substitutions in writing.

  6. 6

    Submit the completion package

    Ask what after photos, invoices, inspections, or certifications are required.

Open the official program

Details to confirm

  • The $950,000 figure is combined municipal loan capital, not a per-home award.
  • Zero interest does not mean a grant. The homeowner repays principal.

Examples that do not qualify

  • Buying gravel, soil, mulch, or another product by itself does not create eligibility.

Questions people ask

Is this a rebate for buying gravel or another material?

No. The program supports the qualifying property project described above. A material purchase matters only when it serves the approved design and follows the program’s payment rules.

Can I start before applying?

Get written approval before removing, buying, signing, or installing anything the program treats as project work.

Does appearing eligible guarantee funding?

No. Current status, funding, ranking, inspection, and final approval can still affect the outcome.

Who decides whether a material substitution qualifies?

The program or its designated designer. Ask Rhode Island Infrastructure Bank with the Towns of Tiverton and Jamestown to approve the exact substitute in writing before ordering.

Last verified 8/11/26

Official sources

Use these official sources for current rules, availability, and application details.

Report a change or missing program